Frequently Asked Questions
» Does Affirm perform a credit check?
Yes, when you first create an Affirm account, Affirm performs a "soft" credit check to help verify your identity and determine your eligibility for financing. This "soft" credit check will not affect your credit score.
» How do I purchase using Affirm financing?
Simply select Affirm on the Payment Method step on checkout and you will be redirected to signup for Affirm after the last step.
» Are there any interest or fees associated with Affirm loans?
None, when purchasing from KC HiLiTES. As a select merchant, we offer you 0% APR financing. With other merchants, Affirm loans may vary between 10% and 30% APR simple interest.
» What is the minimum purchase accepted?
Our current 0% APR Affirm financing offer is available for any order over 100$.
Eligibility & Terms: Previous purchases are ineligible for offer. Offer is subject to change at any time. Pay over 3, 6, or 12 months with 0% APR financing when you complete a purchase using Affirm. Eligibility subject to applicant's creditworthiness. Affirm loans made by Cross River Bank, member FDIC.
Extra Information: Feel free to check out our step-by-step article on how Affirm works and how to use it for monthly payments. You can also visit their Official FAQ Page - it covers any & all relevant inquiries.